Personal Loans

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Personal Loans

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ioumoney online loan guide

Personal Loans

Loans for everyday living, because we want to help move you forward.

Fixed Term Loan

If you need short term financing then a Fixed Term Loan (FTL) is for you. It’s a personal loan that offers you the same interest rate and repayments throughout the term of the loan. This type of loan does not need any collateral and you will know the exact date when the repayments end.

What does it offer me?

  • Low interest rates
  • You can access credit of up to 100% of your income.

What do I need to apply?

  • You must have been with your current employer for six months or longer.
  • Your salary must be domiciled with us.
  • You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
  • You have to be a Nigerian citizen with permanent residency.
  • You should earn a minimum net monthly income of N20 000.
  • Must be 21 years or older (but not older than 60 years on expiration of the facility).
  • You must have a satisfactory credit bureau report.
IOUMoney Online Loans Guide [e-Book]How to Apply & Receive Your First Loan Into Your Bank Account
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